Daily Periodic Rate Calculator
How much interest am I paying each day on my credit card balance?
Most credit card statements show the Daily Periodic Rate or the daily interest rate. Enter your balance and the credit card's yearly interest rate and this calculator will show you the daily periodic rate and the average amount of interest you are paying each day on the outstanding balance.
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TitleA title for these calculator results that will help you identify it if you have printed out several versions of the calculator.
Credit Card BalanceYour current outstanding balance on this credit card.
Interest RateThe current annual interest rate charged for the outstanding balance on this credit card. You may actually have different interest rates for different balance amounts. This could happen if part of your balance came from a cash advance (many credit cards charge a higher interest rate and no grace period for cash advances), or if you made some purchases during a lower percentage promotion period, or maybe you transferred the balance from another credit card for a special low interest rate promotion.
Daily Periodic Rate'Interest Rate' / 365 gives the daily interest rate (also referred as Daily Periodic Rate) you pay on the 'Credit Card Balance'.
Daily Interest AmountThe average amount of interest you pay each day on the 'Credit Card Balance'.